How much can you borrow?

Enter a property price to see your financing limit and monthly payment. For an exact quote, open a listing and request a sample computation from its broker.

Mortgage estimate

Up to 80% financing

Property price (AED)

You areThis home is

Downpayment20%, AED 400,000At least 20% for this purchase.

Rate fixed forLoan term

Lowest advertised rates range from 3.78% to 3.99% for this fixed period.

Estimated monthly payment

AED 8,437

≈ US$2,300

Loan amount: AED 1,600,000
Interest rate: 3.99% a year
Income to aim for: AED 16,873/mo
DLD transfer fee (4%): AED 80,000
Mortgage registration (0.25%): AED 4,000

Estimate only, not a loan offer. Financing limits follow the UAE Central Bank's loan-to-value caps; banks may lend less. Advertised rates assume your salary is paid into the bank; without a salary transfer, expect about 0.4 percentage points more. After the fixed period most loans move to a variable rate linked to EIBOR. “Income to aim for” keeps all repayments within 50% of gross monthly income, the Central Bank's debt-burden limit. Dubai fees exclude admin, trustee and bank charges. Rates as of 2026-09-21, from Mortgease UAE Mortgage Rate Index.